MARUHAN Japan Bank Lao launches Gold Collateralised Loan

VIENTIANE, Laos -- MARUHAN Japan Bank Lao Co., Ltd. has expanded its financial services with the launch of its new Gold Collateralised Loan on June 25, designed to provide customers with a convenient financing option by allowing them to use their gold assets as collateral while retaining ownership throughout the loan period.
The official launch ceremony was attended by senior government officials and representatives from the business community, including Deputy Governor of the Bank of the Lao PDR, Mr Soulisak Thamnouvong; Director General of the Department of Lao Women’s Development, Dr Ninpaseuth Xaiyaphonsy; Director General of the Department of Industrial and Commercial Inspection, Mr Phoutthavan Nanthavong and General Director of the Japan External Trade Organisation (JETRO) Vientiane Office, Mr Kawano Mitsuhiro.
Business partners, clients, and other invited guests also attended the event.
The newly launched Gold Collateralised Loan offers customers an additional financing solution with a monthly interest rate of 0.83 percent. The service is managed under the bank’s Japanese operational standards, with an emphasis on professional asset management, transparency, and customer confidence.
Speaking at the launch, Chief Executive Officer of MARUHAN Japan Bank Lao, Mr Amarnath Janardhan, reflected on the bank’s 13-year presence in Laos and its continued commitment to supporting the country’s financial sector.
He said the bank has consistently expanded its range of financial services, including digital banking solutions, to improve access to financial services for individuals and businesses while upholding the principles of innovation, reliability, and customer-focused service.
Over the years, MARUHAN Japan Bank Lao has established itself as a trusted financial institution supporting both public and private sector development.
The bank was the first financial institution to participate in the disbursement of loans under the Micro, Small and Medium Enterprise (MSME) Promotion Fund in cooperation with the Ministry of Industry and Commerce, helping expand financing opportunities for Lao business operators.
The bank continues to prioritise financing for sectors that contribute to national economic development, including agriculture, livestock, tourism, and small business development.
During the ceremony, MARUHAN Japan Bank Lao expressed its appreciation to the Bank of the Lao PDR, the Ministry of Industry and Commerce, the Department of Bank Supervision, and all relevant agencies whose cooperation and support contributed to the successful introduction of the new financial product.
Looking ahead, the bank reaffirmed its commitment to promoting inclusive financial services and supporting sustainable economic growth in Laos through innovative banking solutions that respond to the evolving needs of customers.
The Gold Collateralised Loan is now available at MARUHAN Japan Bank Lao’s headquarters in Vientiane, where customers can obtain further information on the product and its application process.

By Advertorial Desk
 (Latest Update June 29, 2026)